HP Agreement

• - View Agreement /Print Agreement Listing
• - All Fields, Main Part, Particular Of Hirer
• - Description Of Goods, Table Of Payment
• - Agent/Guarantor Detail, Insurance/Road Tax
• - Change Reg. No. To Another New Reg. No
• - Print Hire Purchase Agreement Card List
• - Print HP Sales Listing
• - Print HP Other Form, HP Application Form
• - Registration and Inspection of Motor/ Vehicle/Machinery
• - Letter of Indemnity
• - Second Schedule (Part 1), (Part II)
• - Notice of Claims on Vehicle
• - Hire's Instalment Payment Listing (Blank Form)
• - Hire's Account Miscellaneous Loan
• - JPJK3 Form
• - Document Carrier Certificate (Attachment F1)
• - Schedule Referred To In The Letter Of Offer
• - Letter Of Offer And Declaration
• - Sales - Hire Purchase
• - Print Hire Purchase Sales Listing /Journal
• - Loan Record
• - Print Hire Purchase Loan Listing /Journal
• - Application Document Checklist
• - Link to MYKad Reader
• - Interest Rate Can Be Adjusted Flexibly
• - The remaining principal can be adjusted
• - Re-schedule of instalment amount
• - Write-off by new instalment repayment schedule

Instalment

• - Print Hirer Repayment Schedule
• - Print Financier Repayment Schedule
• - Print Hire's Instalment Account Listing
• - Print Financier Instalment Account Listing

Entry

• - System Data Setup - Financier, Branch, Agent, Insurance
• - Hirer Instalment Receipt
• - Print Instalment Receipt Listing
• - Hirer Early Settlement
• - Print Early Settlement Record
• - Print Early Settlement Amount Requirement Listing
• - Print Official Receipt / Listing
• - Late/Finance Charges
• - Print Late/Finance Charges Receipt Listing
• - Print Finance Charges Listing
• - Deposit Receipt
• - Print Deposit Received Listing
• - Miscellaneous Loan
• - Print Miscellaneous Loan Amount Listing
• - Print Miscellaneous Loan Letter
• - Miscellaneous Loan Receipt
• - Financier Instalment Payment
• - Print Miscellaneous Loan Letter
• - Miscellaneous Loan Receipt
• - Financier Instalment Payment
• - Print Financier Instalment Payment Listing
• - Financier Early Settlement
• - Financier Early Settlement Amount Requirement Inquiries

Task / Function Processing

• - Late Payment / Finance Charge Auto Calculation
• - Auto Other Charges/Legal Fee/Reminder Postage Charges
• - Daily Automatic Calculation/Settlement of The Principal

Send SMS/Whatsapp/Email Reminder/Notification

• - Send Instalment Overdue Reminder
• - Send Instalment Paid Notification
• - Send Driving License Expiry Reminder
• - Send Insurance Expiry Reminder
• - Send Road Tax Expiry Reminder

Dashboard / Business Intelligence

• - Hirer Dashboard (Current Account Status)
• - Hire Purchase Turnover Analysis
• - Hire Purchase Instalment Collection Analysis
• - Hire Purchase Overdue Instalment Analysis
• - Hire Purchase Interest Earned Analysis
• - Print Financier Early Settlement Requirement Listing
• - Repossession
• - Print Repossession Record
• - Sales Repossession Vehicle
• - Hirer Discount
• - Print Hirer Discount Listing
• - General Ledger Interface Table
• - Posting To General Ledger System
• - Other Charges/Legal Fee Charges/Postage Charges

Notice

• - Overdue Instalment Reminder
• - Print Overdue Instalment Reminder Notice / Listing
• - Notice of Intention To Re-Possess Listing/ (Pre)/(Post)
• - Reset Notice of Intention To Re-Possess Record
• - Notice of Defaulting Hirer/ Listing
• - Authority To Re-Possess Letter
• - Print Authority To Re-Possess Letter / Listing / Record

Report

• - Financier Company Listing
• - Branch Listing, Agent Listing
• - Insurance Company Listing
• - GL Report, Journal Listing, GL Listing
• - General Ledger Summary Listing
• - Statement of Account
• - Summary of Instalment Balance
• - Statement of H. P. Rental Due
• - Cash Receipt Report/ Journal
• - Cash Receipt Summary Report
• - Cash Payment Report / Journal
• - Overdue Interest Report
• - Ageing Summary / Overdue Report
• - Collection Report
• - H. P. Profit and Loss Report
• - Summary of Account Balance

Dealer Management

• - Dealer (Supplier)
• - Dealer Purchase Invoice
• - Dealer Payment

Inquiries

• - Hirer Repayment Schedule Inquiries
• - Financier Repayment Schedule Inquiries
• - Hirer Instalment Account Inquiries
• - Financier Instalment Account Inquiries
• - Hirer Hire Purchase Transaction Inquiries
• - Financier Hire Purchase Transaction Inquiries
• - Early Settlement Amount Requirement Inquiries

Hirer Self Service Portal

• - Hirer Profile Maintenance
• - Hirer Online Payment (with Bank In Slip Attachment)
• - Hirer Online Transaction Inquiries
• - Hirer Current Status Inquiries

Hirer Credit Score Check Portal

• - MERP Credit Score Report
• - CTOS Credit Score Report
• - CTOS API Integration
• - CTOS eKYC API
• - CTOS e-Digital Footprint API

Approval Workflow

• - Application Form Approval Workflow
• - Reminder Approval Workflow
• - Notice Letter Approval Workflow

Business Visit Schedule Management

• - Quotation
• - Factory Visit
• - Guarantee Setting
• - Credit General Account

Credit Management

• - Pre-Approval
• - Credit Evaluation
• - Post Approval
• - eKYC
• - e-Digital Footprint

Additional Functions

• - Floating Rate For Interest Calculation
• - Repossession Legal Procedure Management
• - Action Legal Procedure Management
• - Repossession Outsourcing to Third Party Management
• - Syariah Financing (Islamic Hire Purchase)